I put together an online tutorial that can teach you the options you have in dealing with the default.
This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. If your motion is successful, the judgment is vacated and you then get to contest the case.
Thanks, Justin. Judicial Branch Home.
Stay judgment-proof. Click HERE to learn more. See Code of Civil Procedure section 704.
Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Good luck, Kate.
There are laws and rules that say when exemptions are available. Talk to a lawyer.
If you contested the case answered the lawsuit and the court entered a judgment against you, vacating the judgment will be very unlikely. If the creditor does not oppose your claim of exemption, the levying officer will return your property or money to you. Sign up to stay in touch!
At the very least, the judgment appears in your county's property records, so when you sell or refinance your property, the title insurer will require that the judgment be paid in full from the proceeds. At this point the debt buyer or creditor has taken the time to go through the legal process and will be less likely to settle for a low amount.
Therefore it is well worth the effort it takes to defend lawsuits filed against you. It may be your best option, especially if multiple debts are unpaid.
About the Author: A claim of exemption will protect more or maybe even all of your earnings. I was told that I could not get any paperwork until I set up a payment agreement with them.